State Mortgage Rates
Mortgage rates by state
Browse state-specific mortgage-rate landing pages. Each page offers local rate context, calculators, and APR-first comparison checklists.
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
How to use these pages
Start with your state page, estimate affordability and closing costs, then gather multiple Loan Estimates using the same property assumptions. State taxes, insurance, transfer costs, and local lender coverage can change the all-in cost even when the advertised mortgage rate looks similar.