Privacy policy

HomeMortgageOnline.com ("we," "us," or "our") respects your privacy. This policy explains what information we collect, how we use it, who we share it with, your rights under the California Consumer Privacy Act as amended by the California Privacy Rights Act (collectively "CCPA"), and how to exercise those rights.

1. Information we collect

We collect two broad categories of information:

• Information you provide directly, such as your email address when you subscribe to our newsletter or contact us. We do not ask for or store mortgage application data on this site.
• Information collected automatically, including your IP address, device type, browser, operating system, pages viewed, time on page, referring URL, and (with cookies) approximate location. We use Google Analytics 4 for traffic measurement.

2. Cookies and similar technologies

We use first-party and, where enabled, third-party cookies and similar technologies (such as pixels) for analytics. Cookies set by Google Analytics may be used to measure traffic. You can manage cookies through your browser settings and through any consent banner we show on first visit.

3. How we use information

• To operate, maintain, and improve the site.
• To measure traffic and audience interest.
• To send the newsletter, if you have subscribed.
• To comply with applicable law and respond to lawful requests.

4. Sharing

We do not sell your personal information. Under the broad CCPA definition of "sale" and "share" - which includes some forms of cross-context behavioral advertising - certain analytics data flows could qualify. You can opt out using the link below.

5. Your CCPA rights and how to exercise them

If you are a California resident, you have the right to: know what personal information we collect, use, disclose, and "sell" or "share"; request access to and a copy of that information; request deletion; correct inaccurate information; limit the use of sensitive personal information; and opt out of any "sale" or "sharing" of your personal information, including for cross-context behavioral advertising.

To exercise any of these rights, email us at privacy@homemortgageonline.com with the subject line "CCPA request." To opt out of "sale" or "sharing," use this link: Do Not Sell or Share My Personal Information. We will honor a verified request within the timelines required by law (45 days, extendable by 45 more days when reasonably necessary).

6. Children

This site is intended for adults. We do not knowingly collect information from children under 16. If you believe a child has provided us information, contact us and we will delete it.

7. Security

We use reasonable safeguards appropriate to the type of information collected, but no method of transmission or storage is 100% secure.

8. Third-party links

This site may contain links to third parties (such as government resources and information providers). Their privacy practices are governed by their own policies, which we encourage you to read.

9. Changes to this policy

We may update this policy from time to time. The "last updated" date at the top will reflect the most recent change.

10. Contact

Questions about this policy: privacy@homemortgageonline.com.

This privacy policy is a template provided for convenience. It is not legal advice. Have it reviewed by an attorney before publication, and update it if your data flows change.